Commercial financing services provide direct financing for capital-intensive projects. We primarily focus on capital-intensive projects with future contracts or letters of intent to purchase the goods produced based on the capital investments. When a business is growing based on commitments from existing or future customers, the risk is lower than speculative investments, so investors are willing to offer more favorable terms than bank loans or other forms of financing.
BPN uses blockchain based smart contracts to release tokens that represent equal fractions of the investment, allowing accredited investors to start at smaller amounts (as low as $10,000 minimum, depending on the project) up to several hundred million dollars in some cases. By creating a fungible, liquid asset in the form of the token, we open up the field of potential investors who can fund medium and large-scale projects with a high-quality trajectory for returns. As a businessperson, these types of capital injections are an improvement on the terms that most commercial banks are able to offer.